Terms of Use, which you make available to us

Welcome to the website ("Site") provided by Valora Holding AG ("Valora") of Hofackerstrasse 40, 4132 Muttenz, Switzerland. Your access to and use of this Site is subject to the following terms of use ("Terms of Use"). By accessing and browsing this Site, you accept, without limitation or qualification, these Terms of Use. If you do not agree and accept, without limitation or qualification, these Terms of Use, please exit the Site.

This Site and its entire content, including but not limited to all text and images, are the property of Valora or third parties and are protected by copyright, all rights reserved unless otherwise stated. Any content that is a trademark, logo or service mark is also a registered or unregistered trademark of Valora or third parties. Your use of any content other than as provided in these Terms of Use is strictly prohibited without the written permission of the owner of the Content. Valora will enforce its intellectual property rights to the fullest extent of the law, including criminal prosecution.

You may browse this Site freely, but you may only access, download or use information on this Site, including all documents, images, audio and video files, if this is for your own non-commercial use. Unless otherwise noted, you may not distribute, modify, copy, transmit, display, reuse, reproduce, publish, license, create derivative works from, transfer, sell or otherwise use any information without the written permission of Valora. You must retain and reproduce all copyright or other proprietary notices contained in the information you download. Except as otherwise provided in this paragraph, Valora makes no representation that your use of the materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with Valora. You are prohibited from using any device, software or process to interfere with or attempt to interfere with the proper working of the Site.

Valora disclaims all liability and assumes no responsibility for the accuracy, completeness and timeliness of the content of this Site. Your use of this Site is at your own risk.

This Site may contain forward-looking information. Such information is subject to a variety of significant uncertainties, including, business, economic and financial factors, and therefore actual results may differ significantly from those presented on this Site.

The information provided on this Site does not constitute an offer of, or solicitation for, the purchase or disposal of, trading or any transaction in any Valora securities. Investors must not rely on this information for investment decisions.

This Site may contain links to sites owned or operated by parties other than Valora. Those links are provided for convenience only. Valora does not control and is not responsible for the information or privacy policies on, or the security of, such websites. Valora has not reviewed third party websites which contain links to this Site and is not responsible for the content of any third party websites linked to this Site. Valora does not endorse the content of such websites. If you establish a link to such websites, you do so at your own risk and without the consent of Valora.

Except for information covered by our privacy policy, any communication or material you transmit to the Site is and will be treated as non-confidential and nonproprietary. Anything you transmit or post becomes the property of Valora and may be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, Valora is free to use, without compensation to you, any ideas, concepts, know-how, or techniques contained in any communication you send to the Site for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products using such information.

Valora may revise these Terms of Use at any time without notice but does not assume any responsibility to update them. By your continued use of the Site, you are bound by any such revisions and should therefore periodically visit this Site to review the then current Terms of Use.

These Terms of Use and your use of the Site are governed by the laws of Switzerland, without regard to its choice of law provisions. The courts of general jurisdiction located within Arlesheim, Basel-Land, Switzerland, will have exclusive jurisdiction over any and all disputes arising out of, relating to or concerning these Terms of Use and/or your use of this Site.